Foundations: Protecting What You’ve Built
Financial and Insurance Solutions You Can Rely On
Foundations: Who It’s For
Financial Solutions specifically designed to support these life stages and transitions:
Start-Up and Business Growth
For owners looking to protect their independence and financial security
Family Growth and Empty Nester
Ensuring all accounts, plans, and financials are structured to handle major life events
Retirement and Long-term Care
Resolving healthcare, tax and income concerns while protecting what you've built
This Is For You If:
You’re looking to protect your income and provide financial security for your family should you become sick or injured.
You’re looking to increase your after tax wealth and net spendable income throughout retirement with more certainty.
You’re wanting professional management and advice with employer-sponsored benefits and personal investing and insurance.
You’re wanting to build a life of financial independence and security while also creating lasting impact for others.
We Find, Vet and Compare Solutions.
Then We Implement Together.
What To Expect
Q1
Jan-Mar
Income Planning
Q2
Apr-Jun
Tax Strategy
Q3
Jul-Sep
Family & Estate
Q4
Oct-Dec
Retirement
What This Means In Practice
Regardless of the month or quarter, every new client relationship starts with an Onboarding Meeting where we set up or consolidate accounts, sign documents, create your file vault and map out our meeting cadence.
We spend the first 30-90 days building your financial plan and focusing solely on addressing your most pressing goals and priorities first, and in whichever order that matters most to you.
Finally, through the guide of our planning schedule, we will address other areas of your financial well-being (as relevant), ensuring that you are continually on track towards your financial goals and maximizing every opportunity for financial success.
We Place Your Interest Above All Else and Believe In Providing Great Service, Always!
Foundations Includes
Financial Needs + Risk Analysis
Personally Owned Life Insurance
Business Owned Life Insurance
Personal Income Protection
Group Medical and Dental Plans
Personal Health Insurance
Defined Benefit & Executive Bonuses
Organizing & Safekeeping Documents
Financial Document Checklists
Budgeting, Savings and Investments
Business Continuation Planning
Retirement Income Annuities
Long-term Care Insurance & Planning
Asset Protection Strategies
Health Savings Account & HRA’s
We Manage Employee Benefits
Your First 30-90 Days With Foundations
WE WILL…
Review your investment accounts and show you whether or not you're making the most amount of money for the least risk
—Review recent tax returns and business structure to make sure you're not overpaying in taxes
—Review all of your private and group insurances to ensure you're receiving and utilizing the best benefit that's right for you
—Review and stress test your retirement plan to show you whenyou can retire and what you can do to not out-live your money
—Review your legal documents and directives, including buy-sell and operating agreements to ensure everything is designed to do what you want it to
—Build your financial plan and put together your implementation schedule, giving you step-by-step guidance on how to achieve your goals
—Help you implement any strategy that you choose to allow us to do with you!
What You Pay
FOUNDATIONS Planning
$4700 Annual Flat Fee
We discount the assets under management (AUM) fee for financial planning clients. AUM fee schedule can be found in under A la Carte services.
FINANCIAL AND INSURANCE TOOLS
NO EXPLICIT FEES
With the exception of advisory accounts and variable-based insurance solutions, many financial and insurance tools pay commission directly to the advisor, not from clients.
ADVANCED PLANNING NEEDS
AUM or Annual Flat FEE
Occasionally a client situation may prove to be more complex. When this happens, we will recommend they move to the OmniPlan model for best service.
